SUPPLEMENTAL GROUP INSURANCE

Why is it convenient?

Because employees are the most important asset of a business.

Because having health benefits is one of the main reasons why an employee stays with a company.

Because it reduces the costs for Worker’s Compensation to the employer.

Because the cost of group supplemental insurance is very low and offers financially significant benefits.

Because employees deserve it.

How does it work?

Payroll deduction.

The payment may or may not be contributed by the employer.

Pay cash to the insured worker.

Protection available to the worker and his family.

Coverage on and off work.

Guaranteed issue.

Transferable if the employee leaves the company.

Added values: medication discounts, telemedicine, accidental death insurance, and identity theft protection

Some types of supplemental group insurance:

Accident: Pays cash for initial medical care, hospitalization, surgery, treatment, chiropractic, follow-up care, and more. It also includes life insurance for accidental death.

Critical conditions: Protective for medical conditions such as cancer, heart attack, stroke, among others. This protector pays benefits for initial occurrence and recurring conditions.

Disability Income: Designed to protect employee income, this policy pays cash in the event of total or partial disability resulting from illness or injury. Universal Life Insurance: For very affordable costs, this policy offers the security of lifetime protection. It has an advanced benefit annex at no extra cost and a flexible premium according to the accumulated cash value.