The Affordable Care Act (ACA), also known as OBAMACARE, was designed to reduce people’s medical costs through the government subsidy or tax credit.

To be eligible for Obamacare, people must have legal status in the country, and in addition, the annual household income must be between 100% and 400% of the federal poverty level.

When you enroll in Obamacare, the Health Insurance Marketplace gives you a tax credit based on your estimated annual income and your other household information. The tax credit lowers the monthly premium payment that you would have to pay out of pocket for health insurance.

There are various discount medical plans to which anyone who does not have legal status in the country can apply for. These plans give them access to medical services at reduced costs. Undocumented immigrants can also have supplemental health insurance.

Unlike primary insurance where the insured must pay the medical provider, supplemental insurance pays cash directly to the insured for covered losses. Extra protection helps pay for expenses that health insurance doesn’t cover. Comprehensive coverage combines primary and supplemental insurance. Supplemental insurance can be individual or for groups of employees.

Medicare is the federal health insurance program for people who are 65 and older, certain younger people with disabilities, people with end-stage renal disease (end-stage renal disease requiring dialysis or a transplant, sometimes called ESRD).

People who receive Social Security benefits are automatically enrolled in Original Medicare. Those who are not receiving Social Security benefits must enroll during their initial enrollment period.